We are hoping we can make an offer for the Isa maximum and pay separately for these items
Q My partner and I both have help-to-buy Isas and live outside of London so the most we’ll be able to spend on a property is £250,000. Property prices around the area we want to buy are very close to the £250,000 limit and often slightly above it.
It seems that the help-to-buy Isa guidelines say the £250,000 limit refers to the land but not fixtures and fittings. Does this mean if a property is on sale for £255,000, say, we could offer £250,000 for the property, but separately offer £5,000 for fixtures and fittings such as a new fitted kitchen, curtains, blinds, garden furniture and/or wardrobes? AL